What Does Hail Damage Look Like on a Roof vs Siding?

Hail damage on a roof is not always obvious from the ground. On asphalt shingles, look for dark, circular bruises where the granules have been knocked away. On metal roofs, you will see small, shiny dents. These spots are typically random and not in a straight line, which helps distinguish them from other types of wear. This damage can compromise the roof's ability to shed water effectively.

It is important to inspect your roof after a major hailstorm. The damage might seem minor, but it can create pathways for water to enter your home. Over time, this leads to leaks and hidden water damage in your attic or ceiling. Water can exploit these new weaknesses quickly, so a thorough check is wise.

While you can do a preliminary check yourself, a detailed inspection by a qualified professional is crucial. They have the experience to spot subtle damage you might miss. They also understand how hail impacts different materials and can assess the true extent of the potential for water intrusion. This step is vital for accurate documentation if you need to file an insurance claim.

A thorough inspection provides a clear picture of what needs repair. It separates cosmetic issues from structural threats. The pros can identify if the hail compromised the weather-tight seal of your roof or siding. This knowledge helps you prioritize repairs to prevent secondary water damage, which is often more destructive than the initial impact.

If you suspect hail damage, careful documentation is your next step. Take clear, dated photographs of all the damage you find, both on the roof and siding. Make notes about the date of the storm and the size of any hailstones you observed. This evidence is essential when you contact your insurance company to start the claims process.

Policies vary, and your insurer decides what is covered. Your documentation helps the insurance adjuster understand the scope of the damage. It is also helpful to have the report from a professional inspection. This combined information supports your claim and helps ensure repairs address all the issues caused by the hail.

• Take wide-angle photos showing the overall area of damage.
• Get close-up shots that clearly show dents, bruises, or cracks.
• Photograph any hail that collected on the ground for size reference.
• Write down the date and time of the storm in your notes.
• Keep a record of any professional inspections you get done.
• Do not make permanent repairs before the insurance adjuster visits.